History of Bihar Student Credit Card Scheme.
Bihar Student Credit Card Scheme was started on 2nd October 2016 on the ocassion of Gandhi Jayanti. Every scheme whenever started it may have some drawbacks like that BSCC was having some drawbacks like Rs. 4 lacs will be given to every college/university either that college/university is bad even. And second drawback was BSCC initially given to student from their nearest Banks and we know alreday bank never give any loan easiely and it may charge their own rate of interest.
These two drawbacks were so bad that student faced many problems and many of them even left that scheme.
From the year 2018 bank problem is solved by goverment, from this year Rs. 4 lacs is given by now goverment easiely.But on 9th July 2019 one of the best changes comes in this scheme and that boost this scheme. The new change in BSCC comes is that Rs. 4 lacs is only given to those college/university who has mininum NAAC ‘A’ Grade Accrediation or NBA Accrediation or it comes under NIRF Ranking.
Now student is getting the benefit of Rs. 4 lacs for their further study and now this money is going to those colleges/university who has good palcement, academic and infrastructure.
Eligibility Criteria for Bihar Student Credit Card Scheme
1.) Student must be resident of Bihar.
2.) Student if applying for diploma course then it must passed 10th Exam from Bihar or if its district is near to border area of UP,Jharkhand & West Bengal.
3.) Student if applying for UG program ( Example : B.Tech/B.E, BCA, BBA, BSc. Agriculture, BHMCT, BSc. Nursing, GNM, B.Pharma etc.) then it must passed its 10th and 12th Exam from Bihar or if its district is near to border area of UP,Jharkhand & West Bengal.
4.) Student if applying for PG program ( Example : M.Tech, M.Pharma, MBA, PGDM etc. ) then it must passed its 10th,12th & Graduation Exam from Bihar or if its district is near to border area of UP,Jharkhand & West Bengal.
5.) If student applying for Diploma or UG program then it’s age must be under 25.
6.) If student applying for PG program then it’s age must be under 30.
7.) Student must have one co-applicant. It may be his/her father,mother,uncle,brother,sister,grand father,gand mother.
8.) Must have Bank Account.
9.) Must have Aadhar Card of student and co-applicant.
10.) College selected by student must be in the list of Bihar Student Credit Card portal.
Course which comes under BSCC Scheme.
B.A./ B.Sc./ B. Com. (Allsubject)
Bachelor of Unani Medicine &
M.A./M.Sc./M.Com (All subject)
Bachelor of Homeopathic Medicine
& Surgery (B.H.M.S.)
Bachelor of Dental Surgery (B.D.S.)
General Nursing Midwifery (G.N.M)
Bachelor of Physiotherapy
Bachelor of Occupational Therapy
Diploma in Food, Nutrition/ Dietetics
Bachelor of Mass
B.Sc. (Library Science)
B.Sc. in Fashion
Bachelor of Hotel Management & Catering
Bachelor of Architecture B.Tech/B.E. for laterally admitted candidates having degree of three years diploma courses approved
by the State Technical Education
Bachelor of Physical Education
(B. P. Ed.)
Hotel Management and Catering
M.Sc/M.Tech Integrated course
Hospital and Hotel Management
How to apply Bihar Student Credit Card.
Student can apply Bihar Student Credit Card either online or offline.
1.) Student can apply online through this site https://www.7nishchay-yuvaupmission.bihar.gov.in/. After online apply student must have to report DRCC Center in their district within 60 days.
2.) Student can apply offline also by going to DRCC office in their district.
How to Choose The Best College/University through Bihar Student Credit Card Scheme ?
Before selecting any college/university for higher studies after 10th, 12th or Graduation. First of all check college placement records then campus life then see alumni records then infrastructure then see your pocket also because BSCC will provide only Rs. 4 lacs if budget will go above this amount then you have to pay by your ownself.
Career Maker Educational & Charitable Trust has a vast exprience in the Education field. We have a review of almost all top colleges/university of India. We will guide you very well. You may contact us by WhatsApp 91+ 7903335676.